The best time to plan for your
transition to Medicare is
BEFORE you turn 65

I'm Jon Chinburg, and I have a passion for helping others. I was a middle school teacher for over 20 years. I am also a musician. Because the word "maestro" in Spanish means teacher, and because I've been a musician all my life, it only made sense to call my insurance agency "Maestro" Health Options.
When we are presented with so much information, rules, timelines, etc., it's easy to become overwhelmed. This can lead to a case of 'analysis paralysis', and we end up feeling frustrated and unsure of our choices. This is where I can help. I stay current on the latest rules and opportunities that affect your healthcare coverage, and I explain these details in plain-spoken, easy to follow language.
If you're nearing age 65, losing 'in-network' coverage, or simply needing more information about any of the issues involved in your healthcare coverage, I invite you to begin by watching my "Maestro Minute" videos. I tackle a variety of topics, and present them clearly and concisely. If you like what you see, call or click to schedule an appointment with me. We'll focus on your specific situation.
I have found so much joy in helping folks navigate the confusing waters of Medicare, and I hope you'll reach out to me so I can help you too.
People who are 65 or older
Certain younger people with disabilities
People with permanent kidney failure (ESRD)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Part D adds prescription drug coverage to:
*Original Medicare
*Some Medicare Cost Plans
*Some Medicare Private-Fee-for-Service Plans
*Medicare Medical Savings Account Plans
Frequently Asked Questions
If you're ready to enroll in Medicare, understanding the plan coverage and prices, and even what Medicare is going to cost you can seem complicated. And even after enrolling into Medicare, perhaps you want to ensure that the current plan you've selected is still the best fit for you.
If you're feeling decision overload, you're not alone. That's where Maestro Health Options can help. Maestro Health Options is a Medicare broker; an adviser who represents multiple insurance companies who can help you evaluate plan options, along with helping you enroll into a plan.
The Medicare process can be overwhelming. A licensed Medicare broker, like Maestro Health Options, will listen to you and give you information about your coverage options that is based on your needs and preferences. Working with a trained broker can help you save time and money, ultimately helping you find the right plan.
Medicare is the federal health insurance program for:
People who are 65 or older
Certain younger people with disabilities
People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
Generally, a Medicare health plan:
Is offered by a private company
Contracts with Medicare to provide Medicare Part A (Hospital Insurance) and
Medicare Part B (Medical Insurance) benefits
Provides these benefits to people with Medicare who enroll in the plan
Medicare health plans include:
Medicare Advantage PlansOther Medicare health plans
Medicare Cost Plans
Demonstrations/Pilot Programs
Programs of All-inclusive Care for the Elderly (PACE)
Medication Therapy Management (MTM) programs for complex health needs
The professionals at Maestro Health Options are NOT compensated based on which product you choose. Their goal is to educate you on the plan(s) that best meet your needs. Because they aren’t paid based on the plan you choose, they won’t try to pressure you to purchase a specific Medicare plan.
Simply call The Maestro at 503-751-8666

